Credit Repair

What's Included

Free Credit Analysis -

Our experts will conduct a thorough review of your credit report from all three major credit bureaus. We’ll identify any inaccuracies, areas for improvement, and strategize the best course of action.


Client Onboarding - $199 down & $99 a month

Clients are onboarded through a secure portal, where they sign agreements and provide necessary documentation. Credit reports from all three major bureaus (Equifax, Experian, TransUnion) are imported into our secure platform.

Identifying and Prioritizing -

Based on the analysis, we’ll develop a personalized credit repair and improvement plan tailored to your needs. This plan will outline the steps we’ll take together to enhance your creditworthiness. We will identify all errors and inaccuracies on your credit report.


Dispute Letter Generation and Sending -

We generate dispute letters and send them to the credit bureaus challenging errors on your credit report.


Monitoring and Following Up -

We track the status of disputes and monitor the credit bureaus responses. Every 30 days the credit bureaus have to respond to our disputes.


Repeat -
The process of identifying, disputing, and following up is repeated until all inaccuracies have been addressed.

Free Rich Habits TShirt -

Frequently Asked Questions


How often will I hear from Rich Habits Enterprises?

Every 30-35 days you will get a text or email with your updated progress report. You also will access to our secure portal to log in an view your updated reports.

How long is recommended to keep the service?

We recommend at least 6 months.

Can I cancel my subscription?

Yes, you can cancel your subscription at any time. Contact us at [email protected] or 1-888-893-2112.

How much will I have to spend?

You will have to pay $199 down & $99 a month for our services.

In addition you will have to pay $24.99 a month for credit monitoring service. This service allows us to pull your updated credit report each month.